Home Improvements that Won’t Break the Bank

Oftentimes, the only thing that an outdated living space needs is a sprinkle of pick me up to create a fresh new look. If your home needs a little TLC or is starting to look outdated, but you’re not interested in breaking the bank or going the extra mile with renovations, then the following pointers will give your space the updated new look it deserves!

Paint: Painting can add a whole new life to a tired space. The possibilities are endless when it comes to painting as there are so many different colours and styles to choose from. Whether it’s on the inside or the outside, a coat of paint will dramatically improve the look and feel of your home. Painting a house is the best bang for your buck when looking to increase home value.

De-clutter: The…

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A Dream Doesn't Become Reality Through Magic ...

Motivation

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Changes to the mortgage stress test

Ottawa, ON, February 18, 2020 – Earlier today, Minister of Finance Bill Morneau announced changes to the mortgage stress test.

The new benchmark rate used to determine the minimum qualifying rate for insured mortgages, coming into effect on April 6, 2020, will be the weekly median 5-year fixed insured mortgage rate from mortgage insurance applications, plus 2 per cent.

Recently, the gap between the Bank of Canada’s five-year benchmark rate and borrowers’ actual contract rates has been widening, suggesting the benchmark rate has become less responsive to changes in the market.

In October 2016, Finance Canada introduced a stress test for insured mortgages. In 2017, the Office of the Superintendent of Financial Institutions (OSFI) issued…

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OPEN HOUSE: 59 Springbank Mews SW

Come and visit me at the Open House at: 59 Springbank Mews SW from 2 PM to 4 PM...BOTH Saturday, February 8th and Sunday February 9th 2020.

UPDATED HOME! Close to all amenities , schools and transportation as well as easy access out to mountains! This beautiful 4 bedroom , 2 story home boosts many upgrades, including NEW ROOF(40 yr shingles), CENTRAL AIR conditioning, tempered glass railing off exterior back deck and new shower glass in master bedroom. The main floor features hardwood floors, 3 year old stainless steal appliances with maple kitchen and GRANITE. The washer and dryer also replaced in 2014. The basement was developed with permits in 2010 and has the 4th bedroom and 4 pc bathroom with large bright windows. The upper floor has 3 bedrooms…

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Exterior Home Maintenance

Exterior Home Maintenance

We understand keeping the exterior of your home maintained can be extremely time-consuming and overwhelming. However, managing your outdoor property is crucial in preserving the structure and longevity of your home.

1. Vegetation.
Trees, bushes and other plants can cause damage to your home’s siding and roof. Branches can scrape against your home, causing cracks and damage that can lead to unwelcome pests. Neglected vegetation can also trap moisture along the foundation of your home, leading to mold and mildew.

2. External Faucets.
To prevent freezing, be sure to winterize all external faucets during the coldest months of the year. Disconnect hoses, turn off the water supply and…

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